Current Category: Mortgages

Latest News

Home Finance – In the news

Tenants face continued pressure across Britain, with rents now consuming 44% of the average wage. A recent survey reveals that people overestimate the cost of life insurance by 184%. Plus, only 4% of manual workers hold income protection policies.

New year, new home?

If you’re hoping to make a move in 2026, speak to us about finding a suitable mortgage and checking what you can comfortably afford. The more financially prepared you are, the smoother your move will be when the time comes.

Buying later and borrowing longer

People are buying their first homes later and choosing longer mortgages to make repayments more manageable.

Mortgage Guarantee Scheme launched

The Mortgage Guarantee Scheme aims to sustain availability of high LTV mortgages by incentivising lenders with government-backed guarantees. First-time buyers and home-movers across the UK can benefit, but professional advice is essential to help you choose the right deal.

Homing in on the mortgage challenges facing gig workers

For freelancers and contractors, securing a mortgage can be a real challenge due to multiple income streams. Many experience rejection because traditional lenders don’t understand gig economy finances. Expert advice can help you navigate this and strengthen your application.

Mortgage overpayments: small sums add up

Overpaying your mortgage, even by small amounts, could save you thousands and cut years off your loan. Thousands of homeowners could be tapping into these benefits, but a third of the people not making overpayments say they are being held back by a lack of understanding.